Published June 6, 2025

Common Mistakes Buyers Make - and How to Avoid Them

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Written by Rutledge Property Group

Realtor shows a couple a home

Buying a home is one of the most exciting milestones in life, but it can also feel overwhelming - especially in a competitive market like ours here in the Rogue Valley. Whether you’re a first time buyer or it’s been a few years since you last purchased, there are a few common pitfalls we see buyers make (that are totally avoidable with the right guidance).

Let’s walk through the top mistakes and how to sidestep them so you can feel confident every step of the way.

1. Not Getting Pre-Approved Early

We get it! Browsing homes online is way more fun than paperwork. But skipping the pre-approval step can seriously slow you down once you’re ready to make an offer.

What to do instead:
Connect with a local lender early in your search. A pre-approval not only shows sellers you're serious, but it also helps you understand exactly what you can afford and avoid falling in love with a home outside your budget.

Couple meets with lender for pre-approval

2. Underestimating Other Costs

Many buyers focus only on the purchase price, but owning a home comes with more than just a mortgage payment. Property taxes, insurance, inspections, repairs - those costs add up.

What to do instead:
When we work with buyers, we break down all potential expenses upfront so there are no surprises later. We’ll also help you estimate closing costs and identify homes that are a smart fit for your long term budget.

3. Waiting Too Long to Make an Offer

The Medford and Rogue Valley market can move quickly and so can the best homes. We’ve seen buyers take a few days to “sleep on it,” only to wake up to a pending status.

What to do instead:
We’ll make sure you feel fully informed and ready to act when the right home comes along. Having a solid game plan and clear search criteria helps take the pressure off and lets you move confidently when the moment’s right.

4. Skipping the Home Inspection

In a competitive offer situation, some buyers are tempted to waive the inspection to make their offer more appealing. But this can open the door to major (and costly) surprises down the line.

What to do instead:
We’ll help you write a strong offer that still protects your best interests. There are ways to be competitive without putting your investment at risk.

5. Trying to Go It Alone

You don’t know what you don’t know - and buying a home is a huge decision. Going it solo might seem like a money saver, but it can actually cost you more in the long run, especially if you miss key steps or negotiation opportunities.

What to do instead:
Work with a local agent (hi! 👋) who knows the market, understands the process inside and out, and will advocate for you every step of the way.

Realtor handing keys off to new home owner

Bottom Line: You Don’t Have to Do This Alone

We help buyers navigate the process with clarity, confidence, and zero pressure. From your first showing to handing over the keys, we’re here to make sure your buying experience is as smooth — and fun! — as possible.

Thinking about buying? Let's talk strategy.
We’ll walk you through next steps, help you get set up with listing alerts, and make sure you're fully prepped for the market. We are based in Medford and work with buyers all across Southern Oregon.

Want to start your search? Message us any time!

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